By Bob Hammond

ISBN-10: 0585260230

ISBN-13: 9780585260235

ISBN-10: 156414190X

ISBN-13: 9781564141903

Lifestyles with out Debt promises the instruments you must live on during this credit-oriented and debt-plagued society. In his most modern booklet approximately breaking loose from the cycle of debt and depression, best-selling writer, Bob Hammond, teaches you the philosophy of "debt-free living". His booklet exhibits you the way to stabilize your monetary existence as soon as and for all.

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There really are no benefits over a regular card. But when one is trying to reestablish credit, or trying to establish credit for the first time, the secured credit card is an excellent stepping stone. First Consumers National Bank, (800) 876-3262, offers a secured MasterCard with a $100 minimum deposit and a credit limit of 150 percent of the savings deposit. Other large banks such as Capital One (800) 608-5227 also offer secured cards, usually with a limit equal to 100 percent of the savings deposit.

All of the above. 2. The most important factors that lenders use when deciding whether to approve a loan are: a. Marital status and number of children. b. Bill-paying record and income. c. Age and gender. d. Education and occupation. 3. The best indicator of the cost of a loan is the: a. Number of monthly payments. Page 3 b. Monthly payment amount. c. Interest rate. d. Loan amount. 4. If you carry a balance of $2,000 with a card that charges 18 percent interest, by making the minimum monthly payment of 3 percent, you'll pay off the loan in: a.

In some cases, rising inflation is what finally pushes people over the edge. This rising level of personal debt, coupled with the introduction of dozens of new products in the credit marketplace, makes the need for timely, complete and user-friendly consumer education greater than ever. That's why I wrote Life Without Debt: to provide you with the basic tools for survival in this credit-oriented society. This book is designed to teach you how to break the seemingly endless cycle of debt and spending once and for all.

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Life Without Debt: Free Yourself from the Burden of Money Worries Once and for All by Bob Hammond

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