By LearningExpress Editors
Entire with dozens of samples and techniques, Goof-Proof own Finance can assist you're making your well-merited cash give you the results you want now, and sooner or later. how one can make investments properly and keep for retirement and precise purchases! This ebook has forty four easy suggestions for daily monetary matters, together with short, workable, easy-to-follow principles, types, charts, and pattern spreadsheets that can assist you get a grip in your funds. Goof-Proof own Finance may help you to watch spending behavior by means of getting equipped for saving, handling invoice paying. and gaining keep watch over of huge bills. you are going to how to safe domestic fairness loans and mortgages, plus refinancing techniques, making an investment for the long run, and figuring out retirement plans. persist with the Goof-Proof principles now to get in reliable monetary form and watch for a valid monetary destiny!
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Additional info for Goof-Proof Personal Finance
First, figure out which elements of the wedding and reception are most important to you. Those are the things on which you will spend the most money. Then, balance them by spending less— or not including—the elements that are less important to you. For example, you may decide to splurge on bridal party bouquets and boutonnières, but not purchase decorations for ceremony location. This is acceptable! Not everyone has to have a ceremony location that is extravagantly decorated. Most people could get by with little or no extra decorations at their ceremony location.
Most experts recommend that you save an amount equal to between three and six month’s worth of expenses. Sounds like a lot, right? Well, don’t be scared off! It is fine to start small and build your account over time. One way to do this is to ask your employer if you can have a set amount of your paycheck deposited directly into this special account. If this is not possible, establish a date each month when you will transfer a set amount into the savings account from your checking account. ● GOOF-PROOF EXAMPLE ● KEITH’S EMERGENCY FUND The financial pressure of student loans on top of living in expensive New York City really took its financial toll on twentysomething Keith.
If this is the case, you will need a few extra goof-proof tips. If it seems that every month brings a mounting stack of bills to your mailbox, managing them can seem like a daunting task. Don’t be tempted to ignore your bills with the hope that they will go away. They won’t. Instead, take the first step to regaining control over your bills: Make a list of each bill, the amount that you owe, the interest rate (if any), and the date the bill is due. Take a good look at your list. Do you see three department store credit cards and more than one Visa, MasterCard, or American Express?
Goof-Proof Personal Finance by LearningExpress Editors